investment planning
There are many different ways to invest; Cash, Bond, Term Deposits, Shares, ETFs and Property.
There are also many different reasons to invest.
By taking into consideration your current situation, tax implications and your goals we can create a solution for your individual needs.
What is investment planning?
Investment planning looks at investing funds currently in your bank account, that you would like to invest for the longer term but may also need access to in the short to medium term.
Often investment planning is also necessary for people who no longer can put funds into superannuation due to age restrictions or have reached their contribution caps.
Also, some people do not want to put the funds into superannuation as they want more control over the investments selected.
Funds may come from savings that have built up in a bank account, the sale of a property or perhaps an inheritance.
What are we trying to achieve when planning investments?
We are trying to maximise returns while taking into consideration the timeframe of the investment and the risk parameters of the client.
We also need to take into consideration the ownership structure of the investment and the tax implications of that ownership structure. There are a lot of pieces of the investment puzzle to consider to ensure that we achieve the best outcome.
questions clients always ask about investing
There is no “best” kind of investment. Every person’s situation is different.
Our aim is to find the most appropriate investment considering the clients time frame, risk parameters, amount to invest, ownership structure, tax situation and ethical considerations.
There is no one size fits all option.
what is the best kind of investment?
You can start investment with as little as $1000, but you will have a wider variety of investment options to choose from if you start with a little more.
You may also have the option to start a regular investment plan or reinvestment dividends helping to grow your investment, but that needs to be appropriate for your individual circumstances.